Personal Finance

Here at Anthony Motors we offer a range of different finance packages to suit your needs, providing you with the best packages available on your next vehicle purchase.


Hire Purchase

HOW IT WORKS

  • Deposit : Your deposit is deducted from the price of the car
  • Monthly Payments : The balance plus any interest and fees is divided in to equal monthly payments depending on the length of your agreement.
NEXT STEPS

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

  • Agreement length – choose from 24 to 60 months
  • Deposit - the amount you've chosen to pay upfront
Your monthly payment can then be calculated

AT THE END

The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.


Personal Contract Purchase

HOW IT WORKS

  • Deposit : This is deducted from the price of the car
  • Monthly Payments : Calculated by deducting the Deposit and Optional Final payment from the price of the car. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.
  • Optional Final Payment : also deducted from the price of the car and is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.

NEXT STEPS

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

  • Agreement length – choose from 24 or 36 months
  • Anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%)
Your monthly payment can then be calculated

The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

AT THE END

You have three options at the end of your agreement:

  • Renew
    • Choose another car
      • Your chance to drive another car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new car.
  • Return
    • Hand the car back
      • Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.
  • Retain
    • Keep the car
      • If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.